…but who knows how much longer she has?<\/p>\n
The other day I happened to look down at the odometer on the Beastie and realized she had just turned over 150,000 miles. She only had 54,000 when I bought her, so that means I have put 96,000 miles on the clock in 6 years and 3 months. That’s an average of 2,000 a month! I drive way too much. Especially in a 20-year-old car.<\/p>\n
So, a call was made, and I have an appointment to see a dealer tomorrow afternoon. I will probably end up buying either a new Kia Rio, or maybe something a little better in a certified-used model. I was planning on waiting until my tax returns come back so I can have a down payment, but the guy at the dealership says he can still get me a decent payment with no down – I can always make a heavy payment later.<\/p>\n
Why a Kia? Simple – they’re cheap. With my credit, I will probably get hosed on the interest rate, so I need to keep the capital down.<\/p>\n
Why new? It’s actually easier to get financing on a new car than on something like the Beastie was when I got her. Lease-return cars are much the same. With most leases having a 12,000-mile-cap, you’re still getting quite a bit of use, and someone else has already eaten the depreciation. That will be important at trade-up time.<\/p>\n
Yes, trade-up, not -in. The new Beastie’s replacement will only be about two years down the road. This means I will be making car payments for about the next 7 years, but it is a good way to build your credit rating – something I obviously need.<\/p>\n
So, wish me luck, kids. I’m off to sign my life away.<\/p>","protected":false},"excerpt":{"rendered":"
…but who knows how much longer she has? The other day I happened to look down at the odometer on the Beastie and realized she had just turned over 150,000 Continue Reading →<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-563","post","type-post","status-publish","format-standard","hentry","category-life"],"_links":{"self":[{"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/posts\/563","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/comments?post=563"}],"version-history":[{"count":0,"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/posts\/563\/revisions"}],"wp:attachment":[{"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/media?parent=563"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/categories?post=563"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thecyberwolfe.com\/blog\/wp-json\/wp\/v2\/tags?post=563"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}